By Square 4 Team | 15/05/2026

Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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What does a good outcomes testing action look like?

Three years into the Consumer Duty, most firms have built an outcomes testing capability of …

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Consumer Duty Board Reports: Lessons from the industry, research, and regulation

The FCA’s 16 April 2026 publication: Year 2 Consumer Duty Board Reports: Progress and What …

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Outcomes monitoring best practice: what we said, what the FCA found

In February 2026, to coincide with the start of the FCA’s review of firms’ approaches …

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Loosening the perimeter, raising the bar: what the FCA’s latest Consumer Duty findings really tell firms

Three years on from the introduction of the Consumer Duty, the FCA’s supervisory messaging has …

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Consumer Duty in Insurance: practical steps for better understanding (and improving) outcomes

Three years after implementation, the challenge for insurers is no longer Consumer Duty compliance; it …

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Low Financial Resilience and Equity Release: Why Vulnerability is the Core Advice Challenge

FCA analysis shows that low financial resilience affects a significant proportion of UK adults. The …

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Consumer Duty in 2026: Research by Square 4 provides vital insight for Boards.

Square 4 Partners’ 2026 Consumer Duty Research Paper, Compliance, to Culture, to Customer Advocacy, draws …

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Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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Outcomes monitoring: A Square 4 practical guide.

With the introduction of the FCA’s Consumer Duty in July 2023, the regulatory focus shifted …

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