By Square 4 Team | 15/05/2026

Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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Consumer Duty Board Reports: What strong reports look like – and where firms still fall short

Consumer Duty Board Reports are now a critical governance artefact. They provide Boards with an …

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Sky-high rise buildings in London for financial services.

What the FCA’s Customer Due Diligence Review Really Signals

The FCA’s latest review of customer due diligence (CDD) processes doesn’t introduce new regulatory expectations; …

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New FCA retail disclosure regime – Understanding the New Consumer Composite Investments Regime

Background In December 2025, the FCA published a range of publications which impact UK investment …

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CASS, Consumer Duty and CP25/37: More Than a Tidy Up

At first glance, Chapter 4 of the FCA’s Consultation Paper 25/37 looks like a welcome …

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Targeted Support: From Policy to Implementation

The Financial Conduct Authority (FCA)’s Targeted Support regime is now live, with the authorisation gateway …

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Good Customer Outcomes Don’t Manage Themselves

The FCA is no longer asking whether firms have outcomes monitoring frameworks in place. It …

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The FCA isn’t waiting: Six Papers, Ten Weeks, One Message

The FCA has published at least six good practice and areas for improvement papers in …

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FCA Consumer Finance Regulatory Priorities 2026: Why Boards need to act now

On 17 March, the Financial Conduct Authority (FCA) published its Consumer Finance Regulatory Priorities Report …

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