By Square 4 Team | 15/05/2026

Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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New BNPL Regulation: Key Impacts for Consumers and Firms

As Buy Now, Pay Later (BNPL) products become a mainstream credit option, the UK government …

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FCA Skilled Person Reports 2024/25 – Analysis and Insight

On 29th April, the Financial Conduct Authority (FCA) published details of the number of Skilled …

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Annual Board Report

The FCA’s s165 Request – Key Insights for Wealth Firms

Background Over the past two years, the Financial Conduct Authority (FCA) has significantly increased its …

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FCA & FOS Complaints Data – A Deep Dive

Complaints data, it appears, is like waiting for buses. You wait a while and two …

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Roma Pearson

Roma Pearson, former FCA Director, joins Square 4 Partners

London, Thursday 1st May 2025 – Square 4 Partners, a fast-growing consultancy and interim solutions …

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Effective Broker Oversight – Finance Providers

Effective Broker Oversight has become essential to ensuring regulatory compliance and delivering positive customer outcomes …

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FCA Strategy: Plans for Trust, Risk, Growth and Enhancing Lives

The FCA published two key documents on 25th March 2025. The first is the FCA …

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FCA Supervisory surge and VREQs – unravelling fact from fiction

What does the data tell us about the FCA’s Supervisory work?   There seems to …

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The Strategic Advantage of Outsourcing Compliance Monitoring

In today’s evolving regulatory landscape, firms authorised and regulated by the FCA face increasing pressure …

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