By Square 4 Team | 15/05/2026

Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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Rebalancing Risk: What the FCA’s New Regulatory Agenda Means for CROs

One of the things I enjoy most about my role is engaging with stakeholders across …

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London office

FCA’s findings from the Second Charge Mortgage Review and what it tells the wider market

The FCA’s review of second charge mortgage advice, fees and affordability assessments, published on 12 …

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FCA sets out its Regulatory Priorities for Consumer Investments – what firms should focus on now

On 4 March, the Financial Conduct Authority (FCA) published its first Regulatory Priorities report for …

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FCA Confirms New Rules for Buy Now Pay Later: What Businesses Need to Know

On 11 February, the Financial Conduct Authority (FCA) published Policy Statement (PS26/1) confirming that the …

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EMILY – Early Money Is Like Yeast: It Makes the Dough Rise

One of the earliest financial planning principles that has stayed with me is EMILY – …

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New Year, new regulatory focus – what’s next in 2026?

As the UK financial ecosystem continues to evolve rapidly, 2026 is shaping up to be …

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Financial crime oversight – why all firms should pay attention to the FCA’s latest survey results

Last month, the FCA published a press release highlighting gaps in financial crime oversight arrangements. …

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Reconnecting with the Past: Practical Realities Behind the Motor Finance Compensation Scheme

As the FCA consults on its proposed industry-wide motor finance compensation scheme, the debate has …

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CP 25/27 – turning clarity into proportionate action

The FCA has now proposed its approach to historic motor finance commission arrangements. This marks …

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